PayPal Fee Calculator
Estimate PayPal fees in either direction: enter what a customer paid to see your net, or enter what you want to receive to see what to charge.
Updated June 2026 · 3.49% + $0.49 PayPal Checkout (US) · forward & reverse modes
Use before invoicing a client, pricing a sale on PayPal, or figuring out what to charge to land a target payout.
Estimated amount you receive
$0.00
From a $100.00 customer payment, after PayPal fees.
Estimate only — confirm against your PayPal account and statement.
Payment $100.00 minus fee $0.00 = net $100.00
How this PayPal estimate works
If you know what the customer paid, the calculator subtracts the percentage fee, fixed fee, and any international fee estimate you selected: fee = payment × (rate + international estimate) + fixed fee, then net = payment − fee.
If you know what you want to receive, the calculator works backward using the same editable fee details: charge = (target + fixed fee) ÷ (1 − (rate + international estimate)), so the amount left after fees lands near your target.
These figures are a planning estimate, not an official PayPal statement — actual fees vary by product, account, country, currency, and transaction type. PayPal is a trademark of its owner; DigiTool Shed is not affiliated with or endorsed by PayPal.
💡 Tracking PayPal fees for taxes? Tools like QuickBooks Self-Employed auto-import PayPal transactions and split out fees as a deductible expense, so you're not reconstructing this math every quarter.
Before you rely on this estimate
PayPal fee calculator FAQ
Are these PayPal fee presets exact?
No. They are editable planning numbers. PayPal fees can vary by product, account, country, currency, and transaction type — always confirm against your own PayPal account.
What does "I know what I want to receive" do?
It estimates what to charge so the amount after PayPal fees lands near what you want to receive — useful when invoicing a client for a specific net amount.
Why is the international fee editable?
International and cross-border fees can vary by country and currency. This option is a planning example (an extra 1.5 percentage points), not a universal PayPal rule.
Can this replace my PayPal statement or bookkeeping?
No. Use this for planning. For accounting, compare the result with your PayPal activity, payout details, taxes, and bookkeeping records.
Which PayPal fee type should I pick?
Use PayPal Checkout for typical online checkout payments, Goods & Services for person-to-person sales, or Standard card if you're charging a card directly. Confirm the exact rate against your own PayPal account, since rates can differ by account history and country.